TruPayr takes the protection and security of its users’ information very seriously. Trupayr” ‘s privacy policy governing the service is attached to these Terms (“Privacy Policy”). The Privacy Policy is incorporated into these Terms by this reference. By using the service, you agree to the use of your data in accordance with TruPayr’s Privacy Policy. The Privacy Policy addresses only the information collected by Trupayr in providing the service to you. Merchants and payment processors have their own information-gathering practices that apply when you choose to purchase their products.
You must not use the service to violate any laws.
You must not use the service to violate or infringe any other person’s rights, including the rights of other users, TruPayr’s rights in the service, or Merchants’ rights in their Products. You must not breach any laws or regulations when using the service or attempt to disrupt or interfere with the security or functionality of the service. In the event that Trupayr reasonably suspects that you are using the Services for illegal activities (fraud, money laundering, or other related illegalities), Trupayr reserves the right to block your account immediately without liability. Such illegalities, as mentioned above, may result from enacted laws, court judgments, rulings or pronouncements, or regulatory policies and guidelines to which Trupayr is bound. Suppose a breach is associated with your account/wallet. In that case, you agree that we have the right to apply restrictions to your account/wallet and report to the appropriate law enforcement agencies or the respective regulator in line with extant laws.
TruPayr may contact you regarding your account or the service. You expressly agree that, as part of the service, you may occasionally receive communications from Trupayr via email, instant message, telephone, text message (SMS), or other means. You may stop receiving promotional messages by emailing your request to opt-out and your cell phone number, following the opt-out instructions in the message. Even if you opt out of promotional messages, you may not receive service-related messages, as these ensure that we can deliver accurate, relevant, sensitive, and security-related services.
TruPayr may discontinue the service. Trupayr may, in furtherance of regulatory, time-sensitive, and security-related purposes, terminate your access to the service or discontinue providing the service or any part of the service, with due notice to you [or without notice where the suspension or termination is expedient to forestall, curb or extinguish some ongoing fraud, industry-wide compromise or an ongoing financial crime-related investigation]. Rest assured that we will provide as much notice as possible and restore the service at your earliest convenience. You agree that Trupayr will not be responsible or liable to you or any third party in the event of the foregoing.
The service is provided without any warranties or guarantees. The service is provided “as is “without warranty of any kind. TruPayr and its suppliers and affiliates disclaim all warranties with regard to the service, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. If you are dissatisfied with any portion of the service or with any of these terms, your sole and exclusive remedy is to discontinue using the service.
TruPayr is not liable for any damages you may incur from using the Services. In no event shall Trupayr or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages, or any damages whatsoever arising out of, or in any way connected with the use or performance of the service, the delay or inability to use the service, the provision of (or failure to provide services), or otherwise arising out of the use of the service, whether based on contract, tort, negligence, strict liability, or otherwise, even if or any of its suppliers have been advised of the possibility of such damages.
You agree to arbitrate any disputes. This Agreement is subject to and shall be governed by and construed in accordance with the laws of Nigeria, without reference to the principles of conflict of laws thereof. Any matters arising concerning the interpretation, validity, or implementation of this Agreement not solved by mutual Agreement between the Parties shall be submitted to arbitration in the English language before a sole arbitrator to take place in Lagos, Nigeria, as the seat of the arbitration. The arbitration shall be conducted pursuant to the Rules of Arbitration of the Chartered Institute of Arbitrators of the United Kingdom. The arbitral decision shall be final and binding on the Parties and may be made by an order of court. The Parties unconditionally consent and submit to the High Court of Lagos, Nigeria’s jurisdiction, for such purpose. Nothing in this Agreement will be deemed as preventing TruPayr from seeking injunctive relief (or any other provisional remedy) from any court having jurisdiction over the Parties and the subject matter of the dispute as is necessary to protect TruPayr’s name, proprietary information, trade secrets, know-how, or any other intellectual property rights.
TruPayr may modify these Terms. These Terms and related policies (including but not limited to the Privacy Policy) may be modified by Trupayr at any time. Where this happens, we will communicate the changes to you. By continuing to use the service, you agree to be bound by the latest version of these Terms. It is your responsibility to familiarize yourself with the communicated changes.
No alteration, variation, or agreed cancellation of this Agreement and the Privacy Policy shall be of any effect unless directed by us.
Whole Agreement. This Agreement constitutes the entire Agreement between the parties regarding the subject matter hereof, and any of the parties has given no warranties or representations other than set out in this Agreement.
Waiver/Relaxation. No relaxation or indulgence that TruPayr may show to you shall in any way be prejudiced or deemed to be a waiver of its rights hereunder.
Each provision of this Agreement (excluding only those essential at law for a valid and binding Agreement to be constituted) shall be deemed separate and severable from the remaining provisions of this Agreement. If any of the provisions of this Agreement (excluding only those provisions which are essential at law for a valid and binding Agreement to be constituted) is found by any court of competent jurisdiction to be invalid and/or unenforceable then, notwithstanding such invalidity and/or unenforceability, the remaining provisions of this Agreement shall be (and remain) of full force and effect.
ENFORCEMENT
Suppose arbitration, a court of competent jurisdiction, or other competent authority finds any part of this Agreement invalid, unlawful, or unenforceable. In that case, such part shall be severed from the remainder of this Agreement, which will continue to be valid and enforceable to the fullest extent permitted by law.
DURATION
This Agreement shall come into force on the date of final execution. It will remain in force one calendar year until its termination, whether by effluxion of time or as a result of breach of any of its covenants if same was not rectified within seven days of receipt of notice of breach in writing or on the determination and redemption of all the Investments made on behalf of the Investor.
Either Party can voluntarily terminate this Agreement upon giving TEN DAYS’ notice of such intention in writing to the other Party.
However, the termination of this contract under any of the above circumstances shall not affect the existing obligations and liabilities of the parties herein.
NO AGENCY
Neither Party is authorized to act as an agent for, or legal representative of, the other Party. Neither Party shall have the authority to assume or create any obligation on behalf of, in the name of, or binding upon the other Party, save and except with the express consent in writing of the other Party.
MODIFICATION
Saving Products may modify these Terms. These Terms and related policies (including but not limited to the Privacy Policy) may be modified by Saving Products without notice at any time. Changes will be posted. By using the service, you agree to be bound by the latest version of these Terms. It is your responsibility to remain informed of any changes.
OTHERS
No alteration, variation, or agreed cancellation of this Agreement and this product shall be of any effect unless directed so by us.
Binding Any decision, exercise of discretion, judgment, opinion, or approval of any matter mentioned in this Agreement or arising from it shall be binding on the parties only if in writing unless otherwise expressly provided in this Agreement.
Notice: Any notice pursuant to this Agreement shall be given by fax, electronic mail, or letter, and the onus of confirmation of receipt of such notices shall be on the sender.
This Agreement constitutes the entire Agreement between the parties regarding the subject matter hereof, and any of the parties has given any warranties or representations other than those set out in this Agreement.
Waiver/Relaxation: No relaxation or indulgence that Saving Products may show to you shall in any way be prejudiced or deemed to be a waiver of its rights hereunder. No term shall survive at the expiry or termination of this Agreement unless expressly provided. No delay or failure by either Party to exercise any of its powers, rights, or remedies under this Agreement will operate as a waiver, nor will any single or partial exercise of any such powers, rights, or remedies preclude any other or future exercise.
Survival Each provision of this Agreement (excluding only those essential at law for a valid and binding Agreement to be constituted) shall be deemed separate and severable from the remaining provisions of this Agreement. If any of the provisions of this Agreement (excluding only those provisions which are essential at law for a valid and binding Agreement to be constituted) is found by any court of competent jurisdiction to be invalid and/or unenforceable then, notwithstanding such invalidity and/or unenforceability, the remaining provisions of this Agreement shall be and remain of full force and effect.
Confidential Information: Each Party shall keep confidential any information concerning the other Party that comes to its knowledge by obtaining, accessing, receiving, or learning such information as a result of the provision of the Services or pursuant to this Agreement.
Confidential information shall mean non-public information that a Party designates as being proprietary or confidential or which reasonably ought to be treated as confidential by its nature or the circumstances surrounding its disclosure. For this clause 20, where a Party makes confidential information available to the other Party, it shall be referred to as the “Disclosing Party,” and the Party receiving such information shall be referred to as the “Receiving Party.” Confidential information includes, without limitation and in whatever format, information relating to the Disclosing Party’s software products, source code, API data files, documentation, specifications, databases, networks, system design, file layouts, tool combinations, development methods, consulting methodologies, user manuals, and documentation, training materials (computer-based or otherwise), schema, flow charts, prototypes and evaluation copies of any of the foregoing, as well as information relating to the Disclosing Party’s business or financial affairs, which may include business methods, marketing strategies, pricing, competitor information, product development strategies, and methods, customer lists and customer information and financial results.